It’s that time of the year and everyone seems to be having a home party, selling just about everything. But where do you draw the line? It’s a great way to socialize with some friends if you have the funds and need some items.
However, it’s really hard to say no when you feel socially obligated and you don’t have the money to spend. Just say, “Thanks for the invitation, but I have all my presents bought and I don’t need anything else. Maybe, next time.” Don’t go if you don’t have the funds because you may feel obligated to buy something you don’t need.
Be proud of yourself for watching your money and being smart enough to avoid temptation.