Statistics on Widows age 65 and over show that five years after they were widowed 9.4% were living below the low-income threshold. Senior widows outnumbered senior men by four to one. This means that 45% of women aged 65 and over are widowed. Widowhood has a direct impact on the standard of living for senior women. This highlights the need for financial planning by married couples because it can make a difference for the widow who is left behind.